Offering convenience for both cash withdrawals and shopping
The Prepaid Credit Card is your ideal partner for in-store and online purchases, with the convenience of easily reloading your balance through our online banking services.
- Fully Shariah compliant
- No issuance fee for the first year.
- No fees or commission on purchases
Ready to apply for your Prepaid Credit Card?
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Features
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Terms and Conditions
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Required Documents
Card features includes:
- A credit card compatible with the provisions of Islamic Sharia.
- Control of transfers via the card at any time through our electronic services.
- Ability to withdraw cash from all ATMs, locally and internationally.
* Terms and Conditions apply
- The customer is required to have an Al Rajhi Bank account.
- Applicant must be 21 years old or more.
- Original, valid Civil ID.
Frequently Asked Questions:
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Why should I apply for a card?The card offered by Al Rajhi Bank is a fully Shariah compliant card based on Islamic principles and offer unparalled benefits tailored to your needs.
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What is the Islamic concept used for the Card?The card is based on Murabaha financing wherein purchase and sale of commodity is consented by the customer for the issuance of Card.
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Is there any interest or profit charges on Card ?The Card offers you lowest ever profit rate of 1% per month as a part of monthly Murabaha installment on your Card. However, upon full payment of your outstanding on due date, full rebate equivalent to your installment will be credited into your Card account. This way the impact of profit is void.
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Once I receive the Card, how can I start using it?Upon receiving the Card from courier, you need to activate it by logging into Al Mubasher (online banking) or calling our Call Center 1812333. Since this Card is secured by “Chip & Pin” feature, you also need to setup your PIN code while activating your Card.
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Can I use my card for online shopping?Yes. Card is secured by “Verified by VISA (VbV)” for online shopping & purchases you make.
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Can I issue a supplementary Card to my family members?Yes. A supplementary Card can be issued to your family members upon your request.
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How do I pay my Card bill?A minimum 5% of your bill will be deducted automatically from your current account. However, you can pay any amount against your Card bill online via Al Mubashar using “advance payment” option. Click here to pay
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