Designed to suit your lifestyle

Our "Gold Credit Card" is designed to cater to your unique financial needs, with flexible monthly installments that are free of profit.

  • Fully Shariah compliant
  • Free for the first year
  • 45-day grace period
  • Accepted locally and internationally

Ready to apply for your Gold Credit Card?

  • Features
  • Terms and Conditions
  • Required Documents
  • Credit Limits

Visa Gold card features include :

  • A premium credit card, compatible with the provisions of Islamic Sharia.
  • Ease and flexibility in paying the due monthly installment of up to 45 days, without any profits calculated on the customer.
  • Ability to withdraw cash from all ATMs, locally and internationally.
  • Free for the first year.
  • Easy purchases with a Wi-Fi enabled ATM card.
  • Option to obtain the card via full payment or installments.
  • Control and transfer to the card easily, at any time, through our electronic services.

Terms and Conditions apply

Join Us

You can join us by applying through one of the ways:

  • Telephone: 1812333
  • Or visit us at our branch in Ahmad Tower, Arabian Gulf Road, Sharq
  • The customer is required to have an Al Rajhi Bank account.
  • Salary transfer to the bank, or a cash deposit, is required.
  • Applicant must be 21 years old or more.
  • Monthly payments of the cards issued on installments shall not exceed 40% of the net monthly salary for employees and 30% for retirees

Join Us

You can join us by applying through one of the ways:

  • Telephone: 1812333
  • Or visit us at our branch in Ahmad Tower, Arabian Gulf Road, Sharq
  • Original, valid Civil ID.
  • Salary certificate + salary continuation.

Join Us

You can join us by applying through one of the ways:

  • Telephone: 1812333
  • Or visit us at our branch in Ahmad Tower, Arabian Gulf Road, Sharq
  • Double the monthly salary, with a maximum of KD 1190.
  • Monthly payments of the cards issued on installments shall not exceed 40% of the net monthly salary for employees and 30% for retirees.
  • 12 months installments.
  • Half of the monthly salary for cards issued with full payment

Join Us

You can join us by applying through one of the ways:

  • Telephone: 1812333
  • Or visit us at our branch in Ahmad Tower, Arabian Gulf Road, Sharq

Frequently Asked Questions:
Gold Credit Card

  • Why should I apply for a card?
    The card offered by Al Rajhi Bank is a fully Shariah compliant card based on Islamic principles and offer unparalled benefits tailored to your needs.
  • What is the Islamic concept used for the Card?
    The card is based on Murabaha financing wherein purchase and sale of commodity is consented by the customer for the issuance of Card.
  • Is there any interest or profit charges on Card ?
    The Card offers you lowest ever profit rate of 1% per month as a part of monthly Murabaha installment on your Card. However, upon full payment of your outstanding on due date, full rebate equivalent to your installment will be credited into your Card account. This way the impact of profit is void.
  • Once I receive the Card, how can I start using it?
    Upon receiving the Card from courier, you need to activate it by logging into Al Mubasher (online banking) or calling our toll free number 800 124 1222. Since this Card is secured by “Chip & Pin” feature, you also need to setup your PIN code while activating your Card.
  • Can I use my card for online shopping?
    Yes. Card is secured by “Verified by VISA (VbV)” for online shopping & purchases you make.
  • Can I issue a supplementary Card to my family members?
    Yes. A supplementary Card can be issued to your family members upon your request.
  • How do I pay my Card bill?
    A minimum 5% of your bill will be deducted automatically from your current account. However, you can pay any amount against your Card bill online via Al Mubashar using “advance payment” option.