Strengthening your credit

Keep your cash longer by simplifying your trade settlements. Let us handle your commercial and financial documents without tying up your line of credit so that you can get on with more important business.

  • Allows you to negotiate credit periods
  • Payments can be made immediately or in the future
  • Improves cash flow

Enjoy the benefits of Documentary Collection

Ready to apply for your Documentary Collection?

  • Am I eligible?

Here are the things that we’ll need from you…

Eligibility & Criteria

  • At least 15 years of age
  • Must have a valid ID

Required Documents

  • Saudi Passport or National ID Card



Fees & Charges

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Annual Membership KD 80
Lowest Profit Rate No Fees
Late Payment No Fees
Cash Withdrawal KD 4
International Use (POS) 3%
International Cash Withdrawal KD 4 + 3%
Card Re-Issuance Fee KD 20
Electronic Statment No Fees
Monthly Minimum Payment     Revolving 8.33%
Monthly Minimum Payment     Revolving Full
Frequently Asked Questions:
Documentary Collection
  • Why is IBAN required?
    IBAN will make your account internationally recognisable and will facilitate the communication and processing of cross-border transactions. It will make your local and international transfers easier, faster and safer.
  • How do I obtain my IBAN?
    If you are a Al Rajhi Bank customer all you need to do is access our website and log on to your Mubasher Online Account or call our customer service on 24954333 (then press 2).
    You are also welcome to visit our branch and we will be delighted to assist you in obtaining your IBAN information.
  • Will IBAN be required in all my local and international transfers?
    IBAN will be requested on all transfers between banks operating in the State of Kuwait. It will also be required on all transfers received from banks outside the State of Kuwait to all banks operating in the State of Kuwait.
    International transfers from the banks in the State of Kuwait to banks outside the State of Kuwait will only be required if those countries are applying the IBAN system. Currently, it will only be applied to payments made to Lebanon, KSA and Europe.
  • Where do I input the IBAN information of the beneficiary I am making a payment to?
    The IBAN details of the beneficiary must be quoted on your transfer request either through Mubasher Online Banking or the branch i.e. it should be entered in the beneficiary account number or IBAN field when entering beneficiary details.
  • What will happen if I do not insert the IBAN information of the beneficiary I am making a payment to?
    The payment made may be rejected, delayed or incur extra charges if the IBAN information is not provided. You should be aware that the beneficiary's bank can reject your payment if you don’t use an IBAN.