FAQs for Credit Cards


Do I have to be an Al Rajhi Bank account holder to apply for an Al Rajhi Bank charge card?
Yes.
Are the Al Rajhi Bank charge cards Shariah compliant?
Yes, all of Al Rajhi Bank’s products are fully Islamic because they are all Shariah compliant. There are no interest charges, no late fees for delayed payments, and no hidden charges. The only charges that are applicable are the annual fees (although these are waived if you spend 1500 KD a year on the card) and the cash withdrawal fees.
How can I apply for an Al Rajhi Bank charge card?
Call us or visit our branch in Ahmad Tower, Arabian Gulf Road, Sharq.
What should I do if my Al Rajhi Bank charge card is lost or stolen?
Please call us on +965 2495 4333.
Can I withdraw cash with my Al Rajhi Bank charge card?
Yes, you can withdraw up to 50% of your credit limit. All cash transactions are subject to cash advance fees of 1 KD per withdrawal from an Al Rajhi Bank ATM and 2 KD per withdrawal from a non-Al Rajhi Bank ATM.
Can I withdraw cash from ATMs of other banks?
You can withdraw cash from all Visa affiliated ATMs. These ATMs all display the Visa logo.
How do I make my Al Rajhi Bank charge card payments?
There is no additional effort required from your behalf; the amount due on your charge card is automatically debited from the current account you have registered with us.
Can I use my Al Rajhi Bank charge card for international transactions?
Yes, your Al Rajhi Bank charge card is a globally accepted card that you can use for all your transactions, both in Kuwait and abroad.
Can members of my family use my Al Rajhi Bank charge card?
No, your Al Rajhi Bank charge card is for your personal use only and cannot be used by a third person. However, you may give your family members a supplementary card (your blood relatives) for their exclusive use. All charges and payments for transactions made on supplementary cards will be carried by you.
Where can I use my Al Rajhi Bank charge card?
Your globally valid Al Rajhi Bank charge card can be used in any of the million Visa outlets across the world. You can also use your Al Rajhi Bank charge card to withdraw cash from ATMs. As indicated above, cash transactions attract a nominal transaction fee.
What is the interest rate on an Al Rajhi Bank charge card?
Please note that there is absolutely no interest charge applicable to the amount you spend.
Can I revolve the unpaid balance on my Al Rajhi Bank charge card?
No, you cannot. You need to pay the Bank in full at the end of each month.
Where do I obtain an application form for the Al Rajhi Bank charge card?
You can obtain one by downloading an application form. You can find it under the Related Links in this page. Fill the application out, and visit our branch at Ahmad Tower, Arabian Gulf Road, Sharq.

Did You Know? We have the most preferred online banking services.